Business and Payment Services
FOR ECOMMERCE AND ETRADE MERCHANTS
Services Provider for eCommerce and eTrade Businesses
NorthStar BCT is a comprehensive Business Information System for eCommerce / Web Merchants and eTrade Businesses with four subsystems for optimal management and use of registration data, financial resources, business information and documents

Reliable Registration
of Consumers and Partners
NorthStar provides reliable registration of all participants based on validated personal and business data

Marketing Surveys
NorthStar can organize and collect marketing surveys based on shopping data that can improve promotions and campaigns

Management of Financial Resources and Payments
All finacial resources, such as purchase order and invoices, including payments are handled by the System

Membership Community
Consumers will be offered membership in the NorthsStar System and registered users will receive discounts and loyalties

Global Marketplace
for Products and Services
The System represents marketplace offering high quality products, discounts, loyalty cards, and membership benefits

Trade Cycle Tracking
The System provides tracking of goods in the Trade Cycle from the Manufacturer to the end Consumer
How Payments with NorthStar System work
Payments over the Counter
NorthStar System accepts payments by customers using either bank cards or Mobile Wallet
Payments over the Web
Web merchants can use Plug-ins for customer payments using bank cards and they can also pay other merchants using banks accounts
Security Compliance
Our system is validated by Payments Card Industry (PCI/DSS), it runs in FedRAMP certified cloud, and performs validation of customers using Bank ID System.
Consumers receive awards and loyalties based on their purchases and store them in their NorthStar Wallet
For payments merchants accept US $ but also loyalty points from other merchants
Merchants can cash out loyalty points issued by other merchants and also use them to payments
NorthStar runs book-keeping system where the balances of all parties can be validated



Payments for Web Stores

Payments on Web Stores
Customers can use their credit or debit cards right on the Web Store Cash-out page. Merchant receive payments to their bank accounts in 24 hours and payments with Loyalty Coupons instantaneously
POS Payments Over-the-Counter
Integrated Point of Sale (POS) System
NorthStar System has several types of POS Stations: POS Station with double monitor, PC Station with touch screen, and tablet. POS System for the full Station supports also back-office functions in shops or in headquarters with multiple shops. Besides payments over-the-counter, it also supports staff administration, inventory management, business transactions with suppliers and vendors, inventory planning, scheduling, and administration. .

Integrated Business System
Full Business Cycle Support SYstem
NorthStar System integrates businesses with different roles in the supply chain into a full business information system providing registration of all business entities, tracking of production and distribution of their products, management and optimization of inventory, tracking sales and customer deliveries, and quality assurance information. The system provides rich reporting of different types of events and transactions in the integrated Business Cycle

Reliable and Immutable Archive of Security Credentials
and System payments Transactions
For reliable and secure storage of Registration Data
NorthStar System uses Security Ledger.
For storage of eTrade and payment transactions
NorthStar System uses Secure Financial Ledger.

Security Infrastructure
NorthStar Payment Gateway uses Security Infrastructure for managing of Identities of all parties in the System, their Crypto Keys, X.509 Certificates and secure financial transactions. Its security protocols support creation, distribution, validation and use of Security Credentials

NorthStar Loyalty Program
For payments, in addition to bank cards and bank accounts,
NorthStar is also using its Loyalty Coupons
issued by individual merchants
Pricing
Bankcards
All debit and credit cards are accepted- Transaction fees are competitive to other card processors
- System security certified by PCI DSS
- Instant funding using NorthStar Points
NorthStar Customers
Payments using NorthStar Loyalty Points- Limited time promotional offer of 0%, later the fee will be 2%
- All payments with NorthStar Points without fee
- Instantaneous payments to vendors and suppliers using NorthStar Points
Cashing Out
NorthStar Points to any US Bank Account- Cash-out is simple and instantaneous
- Deposit received to any bank account in the US
- Funding delay – one / two days
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